A smart QR 
payment network

Connecting Apps, Connecting People
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A world of innovative 
mobile payment.

Faster. Smarter. Safer.

XNAP is a cross-border mobile payment network. 
At the forefront of our interoperability is QR technology. Both payer and payee only need an app that supports QR scanning to start a transaction.

How to use XNAP?

We connect
XNAP provides interoperability between mobile payment apps, merchant acquirers, and national payment networks.
Anywhere
We enable cross-border QR payment acceptance
Extra benefits
We support an evolving array of mobile payment features such as open network rebates, e-receipt capture, and soon much more.
QR is the future
We are building a dynamic platform to take mobile QR payments to the next level.

Benefits of using XNAP

Convenient

Available online, on TV, on video, in-app and in stores.

SECURE

Your details stay secured in your app, there is no longer any need to share or enter your credit card anywhere.

BORDERLESS

Supported by over 50 partner banks in Asia today and coming soon to Europe, Middle East and Africa.

Contactless

Transact digitally, 
not physically!

Cost Efficient

Take that QR to explore a whole new world of exciting experiences!

SMARTER

Fast and easy - 
just scan or be scanned!

14 
Countries and growing…

1
Billion User 

[Excluding user base in China]

21
Million Merchants

Become partners

Issuers

Do you have your own payment app?

We will connect your users to more payment acceptance points locally and overseas.

ACQUIRERS

Do you have a merchant base?

We will enable your merchants to accept the widest range of mobile payment apps globally.

MERCHANTS

Do you run a business or e-marketplace and want to accept mobile payments?

We will refer you to our acquirer partners in your country.

TECHNOLOGY

Are you a technology platform or a POS system provider?

We will integrate your service platform to all our payment network partners.

Others

Let’s explore what we can do together!

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News

Non-Bank Financial Institutions to have Access to FAST and PayNow

Liquid Group partners with PayME to expand crossborder contactless QR payment network

Keppel Corp unit in joint venture to develop customer reward programme

Liquid Group and Wing Partner Up for Cross-Border Payment in Cambodia

XNAP is growing!

We’re activated in these countries :
China
Thailand
Singapore
Indonesia
Vietnam
Hong-Kong
Taiwan
Cambodia
Malaysia
South Korea
Philippines
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More countries will be activated soon. 

Contact us

    How can we help?

    Sandcrawler Building 1 Fusionopolis View #07-02 Singapore 138577